Health insurance
The costs of treatment for people with national health insurance are covered by the Health Insurance Fund if the treatment provider is their contractual partner.
Beneficiaries of international protection and temporary protection and persons staying in Estonia on the basis of a work permit, for whom social tax is paid and those who pay it for themselves, are entitled to health insurance in Estonia.
In addition to working people, unemployed persons registered with the Unemployment Insurance Fund are also health insurance.
According to the Estonian Population Register, children living in Estonia, pregnant women, dependent spouses, people with partial or no work capacity, pensioners, students, one parent raising a child under the age of three, three or more children under the age of 19, at least one of whom is under the age of 8, are treated as insured persons.
You can check the validity of your health insurance on the state portal eesti.ee in the service "Current account and data in the Health Insurance Fund" and by calling the Health Insurance Fund hotline (+372) 669 6630..
Read more about health insurance on the Health Insurance Fund website..
Dental care
Everyone living in Estonia has the right to free emergency dental care, whether they have health insurance or not.
The dental benefit for adults with health insurance is €60 (50% co-payment).
The dental allowance for people with increased dental needs is €105 - this includes pregnant women, mothers of children under one year old, disabled pensioners and old-age pensioners (co-payment 15%)..
In order to receive the benefit, the service provider must be a contractual partner of the Health Insurance Fund.
The Health Insurance Fund recommends that people in need of dental care should consider reviewing the eligibility criteria for higher dental benefits and free dental care. It often happens that people are entitled to a higher dental benefit but they or their family doctor were not aware of this..
You can find out more about the Health Insurance Fund's dental services on this website.
At the University of Tartu dental students' dental clinic, services are free or discounted. The treatment provided by the students is supervised by a supervising lecturer. Read more about this on the website of the University of Tartu Dental Clinic.
Benefits for people with disabilities
In order to establish the severity of disability and apply for a social allowance for a person with a disability, children up to the age of 15 and people of old-age pension age (from the age of 64) you must submit an application to the Social Insurance Board. Working-age people (aged 16-64) can submit an application for an assessment of their capacity for work and the degree of disability to the Estonian Unemployment Insurance Fund.
If the medical condition meets the conditions for disability, the type of disability, the degree of severity and the social benefit are determined. The severity of the disability is established for a period of six months to five years.
The social allowance is granted for a person with a disability until the date of expiry of the temporary protection status. If the temporary protection is extended or a residence permit is obtained after that date, the allowance will continue to be paid.
Read about how to apply for social benefits for a person with a disability on the website of the Social Insurance Board.
Care services
Long-term care is intended for people who need special support to cope with everyday life. People with very high care needs often have an unavoidable necessity for a 24-hour general care service, or nursing home. It is the responsibility of local authorities to organise care for the elderly.
Read more about it here.